I have about 15 pay day loans Does anyone know how I can consolidate these loans?

I had a situation where I needed money and I went and got a payday loan one led to another and another and another and now I am in a huge hole DOES anyone know where I can get a bill consolidation loan with bad credit, I dont know what I am going to do .. I was told b various people that getting a loan and defaulting on the loan can result in going to jail, but I cannot go to jail, I have three kids that i take care of and NO ONE to help me and one of my children is disabled . I would appreciate any help anyone can give me